Florida Capital

DEMO

ECORP DEMO

REMOTE DEPOSIT DEMO

FDIC Guarantee Program

Florida Capital Bank, N.A. is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

At Florida Capital Bank, experience means more than years in the business, it means knowledge and know-how. Florida Capital Bankers solve problems so effectively because they’ve been there before. They work within an organization that values rapid communication and decision-making.

More importantly, experience has taught the bankers of Florida Capital Bank to innovate - to solve problems not only quickly, but creatively. At Florida Capital Bank, experience makes it happen for you.

For HSA, FSA, and HRA Accounts
www.floridacapitalcdh.com

Interest rates and annual percentage yields (APYs) for all money market balance tiers are: 1.49% rate and 1.50% APY for $1,000,000 and more, 1.29% rate and 1.30% APY for $100,000 to $999,999.99, .99% rate and 1.00% APY for $10,000 to $99,999.99, 0.50% rate and 0.50% APY for balances less than $10,000. Rates are variable, current as of December 18, 2008 and are subject to change. The minimum opening deposit is $2,000 and a $2,000 average daily balance must be maintained to avoid monthly maintenance fee. Fees could reduce earnings on the account. Interest is compounded daily and paid monthly. Transaction activity limited to six withdrawals per month, three of which can be checks or check card. No other bonus rate premiums are available with this offer.