Personal Banking

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Loans & Credit Cards

From Home Equity loans to secured and unsecured lines of credit, Florida Capital Bankers will work with you and choose the product that's right for you. Competitive rates, smooth and efficient approvals and closings, and with local and fast decision-making we'll have you on your way, with the funds you need, before you know it.

Home Equity Loans and Lines

Use the equity in your home to borrow at lower rates and with lower monthly payments. Consult your tax advisor for potential savings.

Fixed term Loan
70-80% Loan to Value Ratio
Flexible terms tailored to your needs

Line of Credit
70-80% Loan to Value Ratio
Fixed and floating rates available
Available option to pay interest only

VISA Gold Card
Get the world's most honored credit card with no annual fee* and a highly competitive rate. VISA Gold benefits include:

Emergency services worldwide
Lost or stolen card protection
Credit card insurance (life, disability or unemployment)
$500,000 travel accident insurance
VISA reservation services
Travel Center discounts of 5-10% on hotels, car rentals, cruises, airlines
Card registration and protection
Premier Checks - write checks on your VISA account

*Just use your VISA card once and there's no annual fee.

Conventional Loans

Florida Capital Bank also offers unsecured and collateralized loans and lines of credit for automobiles, boats, college tuition, bill consolidation or whatever your needs may be.

To learn more about rates and terms to fit your needs, contact your Florida Capital Banker today