Business Deposit Accounts

Your Florida Capital Banker will work with you to understand your business and your goals and will then make recommendations for the most effective combination of services for your business. Our broad range of deposit products include:

Small Business Checking Account

No charge for up to 750 transactions (credit, debit and transit items) per month
Fee charge of $.20 per transaction in excess of 750 items per month

Business Analyzed Checking Account

Earnings credit on collected balance less required reserves to offset service charges.
Competitive earnings credit rate

Business Capital Savings Account

Competitive tiered rates based upon account balances
Interest compounded daily and credited monthly
No fees if minimum balance maintained
Must open or have existing Florida Capital Bank Checking account
Funds at account opening must be new money
Savings account withdrawal slips provided

Business Money Market Investment Account

Competitive tiered rates based upon account balances
Interest compounded daily and credited monthly
No fees if minimum balance maintained

Business Interest Checking Account

For sole proprietors and not-for-profits only
Competitive rates
Interest compounded daily and credited monthly
Fees based on level of activity
No limit on transactions

Regular Business Savings Account

Market interest rate
Interest compounded daily and credited monthly
Low minimum balance to avoid service charges

Certificates of Deposit

Variety of terms
Attractive market rates

Image Statements

Keep track of cancelled checks with this convenient system.

Copies of checks sorted in sequential order
Three-hole punched for easy storage
Free three-ring binder

Express Line

Twenty-four hours a day, every day of the year, if you have access to a phone, you have access to vital information about your accounts. 1 (800) 561-2418

Automated Sweep Services

Sweep funds between loan and deposit accounts
Sweep excess funds to repurchase agreements or mutual funds

Whatever your company's individual banking needs, contact Florida Capital Banker to learn how we can help you meet your goals.